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Find information about the place of purchase. The original money transfer transaction could have been purchased at a sending agency or online. If the transaction took place at a sending agency, find the location and hours of operation, so you can visit that location.
If the transaction took place online, find your national email or consumer line phone number. The easiest way to find this is to access your national Western Union website and click on "contact" in the top right hand corner of the website.
COUNTRY e. Part 2 of Contact the original place of purchase. You will need to visit or otherwise contact the place of purchase for the money transfer.
If the transaction took place at a sending agency, you will need to visit that agency's physical location.
If the transaction took placed online, you will need to send an email or call the consumer line phone number. Provide gathered information. You will need to share any necessary information in-person, via email, or over the phone.
You will need to explain that you are requesting a cancellation and provide an explanation for your request.
This is to help avoid or report any potential fraud. Provide verifying information. In order to verify your request, you will need to provide the following information: Your name, your address, MTCN number, Sender's name, amount sent and the expected payout country.
If any of these do not match the information, Western Union will be unable to proceed with your request.
Answer any additional questions. The sending agency or Western Union may ask follow-up questions to ensure proper privacy and security.
Answer any required information in a timely manner. Part 3 of Pay any required fees. Depending on the type of original transaction cash, check, credit card, etc.
Note that it may be possible for the fee to be deducted from your refunded money. Receive your refund. You will now receive your refund in cash or credited to your bank or credit card account.
If you are visiting a sending agency, simply wait for the agent to call one of the Western Union offices, wait a few minutes and then collect your money in cash.
Refund requests made on the same day will always include the charges as well as the principal send amount. However, if your refund request is not made on the same day you will lose the charges unless there was an error on Western Union's side or you were a victim of fraud, in which case you will receive a full refund.
If you contacted Western Union via email, you will receive a confirmation email once your request has been processed.
Retain the cancellation information. Keep copies of any receipts, emails, or confirmation numbers you may receive from the sending agency or Western Union.
Did you know you can read expert answers for this article? Unlock expert answers by supporting wikiHow.
Lewis Business Advisor. Support wikiHow by unlocking this expert answer. Not Helpful 4 Helpful How long will it take Western Union to refund my cancellation back to my card?
Not Helpful 12 Helpful All you have to do is simply cash the money order and you will receive the full amount. Not Helpful 1 Helpful Andrew Serrano.
Call WU. IF they can cancel, there may not be a fee, but you will be out the original transfer service fee regardless of what you do.
Not Helpful 1 Helpful 9. They will hold it until it's picked up, however things change from state to state, and country to country.
If the money is never picked up and the sender never comes back to claim it, after a certain time the funds will be turned over to the state to return to the owner minus a sizable amount in fees.
Call Western Union and see if it has been picked up yet. If the recipient has picked it up, then you won't be able to cancel it.
No, you will need to do it with the agency you have transacted first. Other Agencies will only be able to view the transaction but not cancel it.
Not Helpful 4 Helpful 8. From my understanding, all that is required is a photo ID to retrieve funds. Not Helpful 2 Helpful 5.
Details Minimum transfer amount USD 10, Compare up to 4 providers Clear selection. This is the true exchange rate that averages the buying and selling rate of a global currency — and the rate banks and transfer services use when they trade among themselves.
TransferWise One of the biggest things that sets TransferWise apart from many other money transfer services is that it guarantees exchange rates that exactly match the mid-market rate, based on the minute that you initiate a transfer.
Winner: TransferWise Its mid-market exchange rates make TransferWise the clear winner. Western Union Delivery speed varies with transfer options.
TransferWise With TransferWise, all transfers from U. Winner: TransferWise Western Union does a bigger variety of transfer methods than TransferWise.
What if the country I want to send money to isn't listed with TransferWise? Is the mid-market rate between two currencies always the same?
How safe is a money transfer? Was this content helpful to you? Thank you for your feedback! TransferWise vs.
CurrencyFair How many people migrate from Mexico to the US? Paysend review Paysend offers transfers to more than 70 countries through its app and online service.
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HSBC Global Money account review Manage your international finances with free transfers to HSBC customers. How do international money orders work?
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Fidelity vs. TD Ameritrade Pros, cons and platform features that separate these online brokerages. New OFX Global Currency Account offers banking for international businesses Cut costs by sending, receiving and holding seven major currencies in a single bank account.
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Thank you for your feedback. Read review. Whether you need to send money for special occasions or emergency aid to friends or loved ones, Western Union gets your cash there, quickly and reliably.
Best of all, you choose how to send money. If you want to pay cash, stop in at one of many agent locations in the U.
Send money to more than , agent locations in over countries and territories. The power to send money around the world is yours.
How does it work? Reliably, quickly, and with all the tools you need to track your transfer and even repeat payments as desired. Tell us where you want to send money.
The world is yours. Whether you sent money or paid a bill, the status of your transfer is only a few clicks away.
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